Welcome to Road Construction Season!

Drive safe in road construction adviceWhile most of us are looking forward to warmer weather, the warmer weather also means that road crews will be out improving our travel routes.

We would like to remind all drivers to slow down, drive with caution, increased awareness and share the road with work crews.

  • Observe the lower speed limit.
  • Watch for workers and obey their directives.
  • Merge when appropriate and be a courteous driver.
  • Leave earlier, assuming delays, to allow for ample time for you to arrive at your destination.
  • Be aware of uneven road surfaces and changes in traffic patterns
  • Keep a safe distance between you and the vehicle in front of you, as sudden stops are common in construction zones.

Remember, speeding fines are doubled in construction zones when workers are present and may also result in demerit points; both which affect your insurance premiums.

Drive safe!


A Safe and Enjoyable Easter Week-end

Easter week-end holds different traditions and memories for Canadians. Whether you celebrate the religious aspect of Easter, or just enjoy the extra day off work to spend with family and friends; we’d like to wish all our families, friends and valued customers a very Happy Easter!

Happy Easter Gibb Insurance Brokers Amherstburg

Have a safe and enjoyable Easter week-end from Gibb Insurance Brokers Inc.

Fatigued Driving is Impaired Driving

Impaired driving is any condition which affects your driving performance. Impaired driving is not only alcohol and drug related; it’s also physical and mental fatigue.

Our lives are demanding, and often one area we neglect is proper rest and sleep.

Driver fatigue is a factor in up to 21 percent of vehicular collisions, according to the Canadian Council of Motor Transport Administrators. For Canadians, this translates into approximately 400 deaths and 2,100 serious injuries every year.

Fatigued drivers put themselves and others at risk: and it’s simply not worth the potential outcome.

Fatigued Driving

Infogrraphic: National Sleep Foundation

Talk to your young drivers, loved ones and friends about the dangers of drowsy driving.

Think Motorcycles First

Before DVD players, Wi-Fi or really anything else to do in car ride aside from look out the window, kids (and some adults) used to wind up and punch one another at the sight of a VW Beetle.


This little game created a habit of always being on the look-out for VW Beetles.

While the original Beetles aren’t very common on roadways today (and we don’t recommend physical violence), a new game can help the next generation of drivers be more aware of motorcycles.

Encourage your children to be on the look-out for motorcycles, and give them a point for each one spotted. The reward could be as simple as being the winner, getting to ride “shot-gun” next car ride, or not having to do the dishes!

When children are motivated to “think motorcycles first”, you’ll create a life-long good driving habit.

Give it a try and let us know how it goes!

Look for motorcycles first game

Avoiding Rear End Collisions

Avoiding a rear end collisionAccording to recent statistics, read end accidents account for 26% of all collisions. These accidents can significantly vary in severity from a scratched bumper to death. In nearly all cases of rear end collisions, it’s the driver who is following too closely who is at fault except when the first vehicle makes a sudden and unexpected stop.

The best way to avoid rear-end collisions is to leave some space between your vehicle and the vehicle in front of you. It’s recommended to leave three to five seconds, (depending on speed and road conditions) so you have enough time to react.

To give yourself a two-second space, follow these steps:

Pick a marker on the road ahead, such as a road sign or telephone pole.

When the rear of the vehicle ahead passes the marker, count “one thousand and one, one thousand and two”.

When the front of your vehicle reaches the marker, stop counting. If you reach the marker before you count “one thousand and two,” you are following too closely.

Remember that the two-second rule gives a minimum following distance. It applies only to ideal driving conditions. You will need extra space in certain situations, such as inclement weather, when following motorcycles or large trucks, or when carrying a heavy load. [1]


We can’t govern the actions of others on roadways, but we can control how we conduct ourselves and react to poor drivers.

What to do if you’re being tailgated:

  • Change lanes if possible and signal your intentions well in advance, but avoid pulling onto the shoulder of the road.
  • Don’t pump the brakes – the tailgater likely knows they are following too closely and may not have the time to react properly.
  • Don’t be too distracted by the driver behind you. Keep your focus on the road ahead.
  • Don’t wave at the tailgater to pass you as your gesture may be misunderstood, or it may be dangerous for them to pass with oncoming traffic.
  • Keep your cool. It’s better to assume the driver is just having a bad day, rather than being an all-around jerk.
  • If you feel unsafe and are concerned about road rage, take the first available right turn, and then again if they are still behind you. If the driver is still following you, drive directly to the closest police station.

Be alert and drive safe.

[1] http://www.mto.gov.on.ca/english/dandv/driver/handbook/section2.2.6.shtml

Distracted Driving – More Than Texting

What is distracted driving in OntarioWhile there is a lot of news coverage and media releases about the dangers of texting while driving, distracted driving is more than using a mobile device.

Distracted driving is anything that takes your focus off the road which could potentially cause an accident. In Ontario, there are specific laws for holding a mobile device while driving. However, other distracting activities can result in a careless or even a dangerous driving charge.

Distracting activities can include:

  • Eating or drinking
  • Reading a map or using a GPS device
  • Playing with the radio
  • Looking at scenery or gawking at a car accident
  • Searching for an item in your vehicle
  • Checking yourself in a mirror or any grooming activities
  • Engaging with passengers in a distracting manner

Commit to distraction-free driving with two simple tips:

  1. Only use blue tooth enabled mobile devices while driving.
  2. ALWAYS keep one-hundred percent of your focus on the road.

The penalties and consequences for distracted driving are simply not worth the risk. Be sure to have a discussion with your loved ones about distracted driving.

For more information, please visit the Ontario Ministry of Transportation website.

Top Ways to Avoid a Collision

How to avoid an auto collisionNo one leaves their home and expects to be involved in an auto accident, and most people believe they are better than average drivers.  While we can’t control other drivers’ behaviours, there are actions we can take to help ensure our safety on the road.

  • Keep your vehicle in good shape – Ensuring that your vehicle is running well, (brakes, brake lights, working windshield wipers, etc.) will help you be safe on the road.
  • Know before you go – Check weather and road conditions. Be aware of road closures and construction that might below cause delays and result in you feeling rushed.
  • Keep your focus on the road and surroundings. Commit to distraction-free driving.
  • Always leave a safe distance between you and the vehicle in front of you. Allowing for this extra space will give you the time to brake.
  • Be aware of your speed, and drive according to the weather conditions.
  • Never drive impaired or when fatigued.
  • Be extra aware in construction zones, pedestrian areas and intersections.
  • Be courteous and patient with other drivers. If someone is driving erratically, allow them the space to do so without putting yourself in danger.

Only we can reduce vehicular collisions. Do your part and be the best driver possible. Encourage other drivers in your family to do the same.

Tis the Season!

Don't Drink and Drive Gibb Insurance BrokersTis the season! Company parties, family get-together and meeting up with friends for some Christmas cheer are all the things we often enjoy most this time of year.

We hope that you make the most of these gatherings responsibly. There is no reason to drink and drive. Plan ahead and make arrangements for a safe way home.

Please don’t drink and drive.

It’s not worth risking your life, your livelihood, or worse because of drunk driving.

Getting Your Vehicle Winter Ready

A frozen car windshield The cold and snow are on their way!

Although we enjoy rather mild winters here in Windsor – Essex County, being prepared for winter weather can help make your daily travels a little easier.

Here are 6 actions to take on your vehicle to ensure that it is winter ready:

  • Have the battery tested and ensure connections are clean and corrosion free.
  • Check that the heating system, including the front and rear window defrosters, are in good working order.
  • Be sure your vehicle’s tire pressure and the tread depth are at the recommended levels. If there’s uneven wear on the tires, it’s time for a re-alignment and/or rotation.
  • Check the entire brake system to ensure it’s in good working order.
  • Windshield wipers can dry out and crack in the summer sun, replace if necessary and change the washer fluid to a de-icing winter formula.
  • Have the radiator flushed to remove contaminants and to safeguard that the cooling systems won’t freeze up during the cold winter months.

Remember: If you opt to have winter tires on your vehicle, please contact us; you may be eligible for an discount on your insurance premium.

Be prepared, and drive safe!

Driving Tips That Could Save a Life

Review mirror with traffic Driving quickly becomes a habit which results in many of us going on ‘auto-pilot’ while on the road. Being more mindful and aware while driving could potentially save a life.

Please review the driving tips below:

  • Make a habit to glance in your rear-view mirror every time you touch your brakes to ensure the vehicle behind you is slowing down appropriately. If they are not, turn on your four-way signals and be prepared to quickly move to the shoulder to avoid a collision.
  • At an intersection, never completely trust the turn signals of on coming traffic, especially when they are travelling at a high rate of speed. The may have forgot to either turn the signal on,  or off. Also consider that they may change their minds about turning at the last second.
  • When stopped at a light, scan the intersection for red light runners before proceeding when it turns green.
  • On a highway, never change lanes in another vehicle’s blind spot; they also may be changing lanes and might not see your car.
  • When changing lanes, don’t rely solely on your side mirrors. Quickly glance over your shoulder to ensure your blind spot is clear.
  • When waiting to make a left turn at an intersection, keep the tires straight rather than turned to the left. If you’re hit from behind you won’t be pushed into oncoming traffic.
  • Trucks are bigger and slower than your vehicle. Give them the space they need.
  • If someone is driving aggressively, don’t engage with them. Simply allow them the room to behave badly.
  • If you experience a blown tire while driving, don’t slam on the brakes. The blown tire will act as an “anchor” and result in a severe fishtail (if it’s the rear tire). Instead, regain control by gently hitting the gas and try to stay as straight as possible, then release the gas and steer your vehicle off the road in the same direction as the blown tire.
  • Ensure that your vehicle’s headrests are in the proper position.
  • Hold the steering wheel at “9” and “3” rather than at “10” and “2”. If the steering wheel airbag goes off, it’s less likely to cause severe injury to your hands, arms and wrists and rather will impact your head and torso as it should.

What is your best driving tip? Please share in the comment area below.

Please drive safe; from your friends at Gibb Insurance Brokers.