Enjoy Super Bowl LI

Super Bowl is a yearly tradition for those not only in North America, but across the world.

We plan the menu, craft the cocktails and send the invites… but be certain to include a safe way home for your guests.

Keep it simple, all you really need for a super Sunday is…

Safe Super Bowl Gibb Insurance

Please don’t drink and drive.

Good Idea or Bad Idea? Driver-less Cars

Autonomous cars - Considerations Gibb Insurance Amherstburg OntarioThe technology involved with driver-less cars is believed to be the greatest advancement in transportation since the invention of the automobile.

How does the technology work in an autonomous vehicle?

The technology uses a combination of cameras, radar, GPS, sensors and data acquired from other self-driving vehicles.

While we’re not seeing autonomous cars speed down roads in Windsor-Essex quite yet, Ontario will start allowing the testing of completely driver-less vehicles on roads and highways in January 2016.

Some of the technology of autonomous vehicles is already in place:

  • Cruise control
  • Auto or assisted parking: For the parallel parking challenged (Volvo is designing a car that you can leave in a parking lot and it will find a spot for you!)
  • Blind spot detection
  • Collision avoidance detection: Some cars on roads today will automatically break if it senses an object approaching quickly

Proponents of autonomous vehicles believe that driver-less cars will result in fewer accidents, lower fuel consumption and emissions, less congestion and improved traffic flow, will allow commuters to be more productive and may have a positive economic impact with improved transportation of goods.

There’s a lot to be determined still about autonomous vehicles.

  • What about drunk drivers?
  • What if the technology fails or is hacked?
  • In an impeding accident situation how is it decided it’s better to swerve into oncoming traffic or hit the vehicle in front of you?
  • How will this affect insurance rates?
  • Will driver-less owners require special licensing?
  • How will the benefits of driver-less cars impact businesses related to car maintenance and transportation industries?
  • What about treacherous driving situations?
  • Will drivers growing up with this new technology have the skills to maneuver in an accident situation?
  • Can our existing infrastructure support these vehicles?

How do you feel about driver-less cars?

How do you feel about this technology? Please leave your opinion below.

Have a Safe and Enjoyable Civic Holiday Week-end

Happy Civic Holiday Week-end Gibb Insurance BrokersGibb Insurance would like to wish all of our family, friends and customers a very safe and enjoyable Civic Holiday week-end.

We ask that you please take extra caution when on the roads this long holiday week-end. Whether you’re staying local and enjoying Windsor – Essex County or travelling this week-end, an increase in travel means a rise in traffic accidents.

Please drive safely with patience and care. If you plan on drinking this week-end, have a designated driver, call a cab, stay the night or utilize a service that brings you and your vehicle home safely.

Enjoy!

Don’t Let Road Rage Affect You

Don't Let Road Rage Get to You Gibb Insurance AmherstburgIt’s hot, you’re running late, someone is tailgating you and you’re stuck behind possibly the slowest tractor in Essex County! Arg!

It’s a fact: Incidences of road rage increase as the summer heats up.

Hot weather, construction backups, slow moving farm equipment, cyclists, erratic drivers can make tempers flare.

Don’t let road rage affect you.

  • Realize that traffic conditions and other driver’s poor behaviour is beyond your control.
  • Give erratic drivers all the room they need to behave badly.
  • Do not make eye contact, honk, or use hand gestures with bad drivers.
  • Be courteous and set an example – use turn signals, don’t tailgate and practice patience while on the road.

Remind yourself that this feeling will pass. Focus on the road and think of the good things in your life.

Have a Happy and Safe Canada Day!

Enjoy Canada Day week-end responsiblyIt’s finally summer! The kids are out of school, a few local plants are on shutdown and just about everyone is making plans for the long Canada Day holiday week-end!

Boating, golfing, camping, visiting friends at a cottage, backyard family BBQs or exploring all that Windsor and Essex County has to offer. Sounds wonderful, doesn’t it? And it is!

With an increase in road travel on long week-end, plus a rise in drinking and driving related accidents, please remember to be safe.

Make a plan to not drink and drive

  • Use a designated driver
  • Call a cab
  • Stay the night
  • Or use a service such that will bring you and your car home safely.

It’s simply not worth risking your livelihood or anyone’s life.

Reminder: Share the Road

Ways motorists can improve bicycle safety:

  • Practice safe driving - be aware of cyclists Gibb Insurance BrokersRespect bicyclists as legal road users with the same rights and responsibilities as motorists. Drive courteously and with tolerance. That cyclist is your neighbor and you are sharing the same road.
  • Obey the posted speed limit, and don’t drive too fast for conditions.
  • Come to a complete stop at each stop sign and red light.
  • Check over your shoulder, and always check your blind spot. A bicyclist could be there.
  • Maintain a safe distance between your vehicle and the bicycle in front of you.
  • Use low-beam headlights when driving in low-visibility conditions.
  • Yield to pedestrians and bicyclists in and entering crosswalks.
  • If you plan to turn right or pull into a parking space shortly ahead of a bicycle in front of you, do not pass.
  • Signal all turns and lane changes 30 meters (100 feet) in advance.
  • Pass bicyclists only it is safe to do so. Exercise patience.

This is an excerpt from Share the Road Cycling Coalition, for more information on safe driving and cycling practices, please visit their website.

Make a Plan

Don't Drink and Drive Gibb Insurance BrokersThe holiday season is here! It’s the time of year when our calendars fill up with holiday parties and gatherings.

We hope that you enjoy this time with family, friends and co-workers… responsibly. If you’re drinking, make a plan to call a cab, stay the night or have a designated driver.

It’s not worth risking your life, your livelihood, or worse because of drunk driving.

Avoiding Door Dings

Tips to avoid door dingsIt’s the time of year when many of us are spending more time ‘out and about’… at the grocery store preparing for holiday meals, starting to shop for holiday gifts and meeting with friends and co-workers for holiday gatherings.

When we’re out more the chances of returning to find our vehicle has a fresh door ding also increases. While usually not causing enough damage for an insurance claim, door dings are very irritating and affect the appearance and even resale value of your vehicle.

Tips to avoid door dings

The best advice is to park far away – it only takes a few extra minutes to your day to park in a less congested area and the odds of someone parking next to your vehicle decreases. Parking straight in spots will help put the maximum distance between your car and the vehicle next to it.

Be aware of your surroundings, look for:

  • Vehicles with car seats – in order to get a child into a car seat, the door must be fully extended, increasing the change of a door ding.
  • Poorly cared for cars – the odds are if someone doesn’t care about the condition of their vehicle, they aren’t going to care about dinging or scratching yours.
  • Vehicles with only 2 doors – in order for a passenger to crawl into the backseat, the door must be fully extended and it may come in contact with your car.
  • Wind direction – wind can fling open car doors, if possible, try to park facing into the wind.
  • Parallel park whenever possible – although many people try to avoid tricky parallel parking, not having a vehicle next to you will ensure no dings or scratches.
  • Shopping cart corrals – parking near cart corrals increases your chances of getting a ding. Often shoppers are rushed, distracted or are not paying attention when putting shopping carts away.

Of course if possible, leave your car at home – try walking, biking or using public transportation. If you do have a safe parking spot try running all your errands without moving your vehicle.

In the end, an occasional door dent may be inevitable. But by doing your part, you can better avoid the cost and frustration of a car repair.

Back to School – Drive Safely!

Back to school safe driving reminders GIbb Insurance BrokersThe kids are back in school in Windsor and across all of Essex County. While it’s many parents’ ‘favourite time of the year’, it’s important to be extra cautious while on the road.  Here are a few driving reminders to keep schoolchildren safe.

Leave earlier – With school buses back in action, your daily commute could be a bit longer than it has been over the summer months. It’s best to leave a bit early than be rushed and frustrated when stuck behind a school bus.

Go slow – Near schools and crosswalks slow down and be prepared to stop.

Be aware – Children can be excited and distracted and may act erratically on sidewalks or near roadways. Always be aware and ready to brake in a moment’s notice.

Click to TweetBe patient – It can be frustrating to be stuck in a long line of cars behind a school bus or waiting for kids to cross at a crosswalk, but practicing patience is essential.

The staff at Gibb Insurance Brokers would like to wish all children a safe, happy and successful school year!

Have a Safe and Happy Labour Day Week-end!

Happy Labour Day Gibb Insurance BrokersIt’s the unofficial end of summer and while there might still be some warm weather in our future, the kids are heading back to school and many of our schedules are returning to ‘normal’.

Whether your week-end plans are to stay in with the family, enjoy what Windsor – Essex County has to offer or to head out camping or shopping, the staff at Gibb Insurance Brokers would like to wish all of our family, friends and customers a very happy and safe Labour Day week-end.