It’s the time of year when many of us in Windsor and Essex County are planning a warm weather getaway. Do you have travel insurance? Even a quick trip stateside can end up costing you thousands if you have a medical emergency.
FACT – Your provincial health plan does not fully cover you when travelling out of the province or outside of Canada.
FACT – If you’re sick or injured outside of Canada, your provincial insurance plan covers only about 7% of your possible expenses. Emergency dental treatments, prescription drugs, and ambulatory services are not covered at all while abroad.
A quote from the Government of Canada:Do not rely on your provincial or territorial health plan to cover costs if you get sick or are injured while abroad. Out-of-country health care can be costly, and your health plan may not cover any medical expenses abroad. It is your responsibility to seek information from your provincial or territorial health authority and to obtain supplementary travel insurance and understand the terms of your policy.
MYTH – My employee health plan covers me for when traveling, so I don’t need travel insurance.
FACT – Employee benefits usually do not extend to travel. Carefully check your policy or contract your insurance provider.
Experiencing a medical emergency can be a scary life occurrence, but while on vacation it can result in a financial disaster. We can help you protect yourself and your family in the event of medical emergency – affordably. Please give us a call to discuss pricing and packages – 519-736-8228