http://gibbinsurance.ca/blogGibb Insurance BlogCopyright 2017 Gibb Insurance BrokersRecent Windsor–Essex storms have left many homeowners looking more closely at the trees around their property. Learn when fallen-tree damage may be insured and when maintenance and negligence become the homeowner's responsibility.http://gibbinsurance.ca/blog/post/tree-damage---what-insurance-covers-and-what-homeowners-must-maintain.aspx06 Sep 2026 12:00:00 ESTAs fall wedding season approaches in Canada, and amid the excitement of celebrations, insurance is probably the last thing on your mind. http://gibbinsurance.ca/blog/post/how-getting-married-affects-your-insurance.aspx02 Sep 2026 12:00:00 ESTAgeing in place means creating a home where you can continue living safely and comfortably as you get older. Planning ahead can make a big difference and some changes should also be discussed with your insurance professional.http://gibbinsurance.ca/blog/post/making-your-home-ready-for-ageing-in-place.aspx30 Aug 2026 12:00:00 ESTA break-in is stressful. Knowing exactly what to do next makes all the difference.http://gibbinsurance.ca/blog/post/7-steps-to-take-if-your-car-is-broken-into.aspx26 Aug 2026 12:00:00 ESTOccasionally lending your car to a friend or family member may be perfectly acceptable in Ontario, but regular use can affect your insurance. Here's what vehicle owners should know before handing over the keys.http://gibbinsurance.ca/blog/post/know-the-insurance-risks-when-lending-your-vehicle.aspx23 Aug 2026 12:00:00 ESTReview your homeowner’s insurance policy so you know what damage from a power outage might be covered. Preparing ahead of time makes outages much easier to live through. Follow your utility company and local emergency services on social media so you're not caught off guard by changes to the situation.http://gibbinsurance.ca/blog/post/essential-steps-to-prepare-for-a-power-outage.aspx19 Aug 2026 12:00:00 ESTYour home's selling price and the amount it could cost to rebuild are not the same thing. Here's why Windsor–Essex homeowners should understand the difference between market value and replacement cost.http://gibbinsurance.ca/blog/post/your-homes-value-isnt-its-replacement-cost.aspx16 Aug 2026 12:00:00 ESTImagine opening your renewal notice to find your home insurance cancelled and not because you filed a claim, but because your postal code was suddenly deemed "too risky." It's not hypothetical, it's already playing out in regions hit hardest by wildfire, overland flooding and severe storms. What used to be a distant warning about climate change has become an immediate, disruptive force reshaping how insurance is priced, renewed and even offered in the first place. http://gibbinsurance.ca/blog/post/how-climate-change-is-reshaping-home-insurance-in-canada.aspx12 Aug 2026 12:00:00 ESTBefore your student moves into residence, a rented room or a shared apartment, confirm how their belongings and personal liability will be protected.http://gibbinsurance.ca/blog/post/tenant-insurance-for-students-.aspx09 Aug 2026 12:00:00 ESTSevere thunderstorms can produce dangerous lightning, hail, flash flooding and tornadoes. Tornadoes are most common in the Prairies (Alberta, Saskatchewan and Manitoba) and southern Ontario, but they've been reported in every province and territory, including southern Quebec and parts of Atlantic Canada. http://gibbinsurance.ca/blog/post/tornado-preparedness-a-guide-for-canadian-homeowners.aspx05 Aug 2026 12:00:00 EST