As insurance brokers we are founded on principles of trust, integrity and delivery
of outstanding products and services. Our privacy assurance is part of our ongoing
commitment to protect your personal information and treat it with the utmost respect
and professionalism. When developing our site we placed this issue high on our priority
list.
We are compliant with Canada's Personal Information Protection and Electronic Documents
Act. This legislation requires that we obtain your consent to use or disclose personal
information before we collect it. We do not sell or, without consent, allow other
companies to view or use your personal information.
What is Personal Information?
Personal information is any information that identifies you (the insured), or specific
to you: your name, date of birth, social insurance number, gender, marital status,
etc. It is also any contact information that is not public (e.g. Address, phone
number, e-mail address that does not appear on a business card.) Data such as the
name of your employer, your financial/banking information, etc. is also personal.
Why We Collect Personal Information
The information you provide is used to complete insurance quotes and allows you
to apply for an insurance policy. You have our assurance that we will only ask you
for the information that is needed to:
- Fully understand and assess your needs.
- Fulfill the assignment you have
given us.(e.g. provide you with an accurate insurance policy)
- Provide you with
superior, ongoing service, including contacting you directly with an insurance related
information request.
- Provide you with timely, personalized information about
up-coming renewals and policy product and service changes to serve you better.
-
Manage our administrative and billing processes.
- Fulfill our legal obligations
We do not share, or otherwise disclose your personal information without your consent,
or unless we are required to do so by law. We will only keep your information in
our records for as long as it is necessary to fulfill the mandate you have given
us, or for as long as is required by law or for other legitimate business purposes.
How We Protect Your Information
Gibb Insurance's privacy assurance is our commitment to you that we take every reasonable precaution to protect your personal information.
Consent
Your knowledge and consent are required before we may collect, use or disclose your
personal information, except in special circumstances, such as during a fraud investigation,
an investigation by the police, or in situations otherwise permitted by the law.
How do you provide us with your consent?
We require the following as your consent for Gibb Insurance existing use and future collection, use or disclosure of your personal information for the Identified Purposes:
- Your agreement that you have read and understood our Personal
Information Policy and your consent must be provided electronically online through
the application process.
In some circumstances your consent is implied
- If you have an existing insurance policy with us and you request
amendments to the policy, it is assumed that the consent which you gave to us upon
purchasing the original insurance policy remains in effect.
How can you withdraw you consent?
You may withdraw your consent at any time upon reasonable notice, subject to legal
or contractual restrictions. You must be aware, however, that withdrawing your consent
may affect our ability to continue to provide you with the products and services
that you have or would like to receive.
To withdraw your consent, you should Contact Our Privacy Officer. Unless
we hear otherwise from you, you are giving to us your consent for the collection,
use and disclosure of personal information as provided in this Policy for the Identified
Purposes.
How long do we keep your personal information?
Your personal information is retained only as long as we need it to effectively provide Auto and/or Homeowners Insurance to you and for a reasonable length of time thereafter in order to meet any potential obligations or legal or government requirements. In an effort to prevent any unauthorized access to your personal information, Gibb Insurance will always use the utmost care when storing or destroying it.
You have a right to access your personal information
You have a right to access your personal information that we have in our possession or control. You also have a right to know which third parties have received your information from Bitacola Insurance
How do you access your personal information?
In order to access your information you must make your request in writing to Our
Privacy Officer, stating as specifically as possible which personal information
you are requesting.
We have 30 days to respond to such requests, and may charge you a reasonable fee
for providing access to your personal information, but only after first advising
you of the approximate cost.
Bitacola Insurance has the right to refuse your request for access to personal information if:
- The information is protected by solicitor-client privilege
- The information would likely reveal personal information about
another individual
- Doing so would reasonably be expected to threaten the life or
security of another individual
- The information was collected for purposes related to the detection
and prevention of fraud
- The information was generated in the course of a formal dispute
resolution process
If You Have Any Concerns
If you have any questions or concerns about any of the information you have read
here, please contact our Privacy Officer. You should be able to get swift
results by contacting us through the Contact Us page.
Contact Information
When providing consent to the collection, use and disclosure of your personal information as per this privacy policy you also consent to allow us to contact you with updates about your quotes, application or policy as well as to promote other products and services that may be of interest to you.
You also understand that you can withdrawal your consent at anytime via following the steps on any correspondence we provide you. You can also contact us via e-mail at chris@gibbinsurance.ca and expressly withdrawal your consent in writing.