Cyber and online crime is no longer something that happens “to someone else.” Today, almost everyone knows someone who has been impacted by fraud, identity theft, or an online scam, and the numbers in our own community reflect just how common this has become.
According to local reporting from Windsor,
the Windsor Police Financial Crimes Unit has investigated 1,747 cases as of December 19, 2025. The top financial crimes include credit and bank card fraud, counterfeit currency, and online or cybercrimes, such as data breaches and digital scams. These aren’t isolated incidents; they’re part of a growing trend affecting households of all ages and income levels.
Cybercrime can take many forms: phishing emails that look legitimate, compromised online accounts, stolen personal information, or fraudulent transactions that can take months to resolve. Beyond the financial loss, victims often face stress, time-consuming recovery efforts, and damage to their credit or personal security.
What many homeowners don’t realize is that traditional home insurance policies may not fully address cyber-related losses. That’s where personal cyber insurance comes in. This affordable coverage is designed to help protect households from the financial and practical fallout of online crime, offering support when you need it most.
At Gibb Insurance Brokers, we offer
cyber insurance solutions that can be added alongside your home insurance. If you’re renewing your policy or simply want to understand how cyber coverage works, now is a smart time to start the conversation. As cybercrime continues to rise, taking proactive steps can help protect your finances, your identity, and your peace of mind.
To learn more about cyber insurance options,
visit our website or contact our team at 519-736-8228.