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Home Insurance - What Might Not Be Covered

Home Insurance - What Might Not Be Covered


Does your home insurance cover everything you own? Jewellery, collectables, sporting equipment and other valuables may have special limits or exclusions. Learn how to identify potential gaps and protect what matters most.

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Top 5 Exterior Home Checks Before Winter

Top 5 Exterior Home Checks Before Winter


Before winter arrives, a quick inspection of your home’s exterior can help prevent problems caused by snow, ice, freezing temperatures, and winter storms. Here are five important areas every homeowner should review this fall.

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Tree Damage - What Insurance Covers and What Homeowners Must Maintain

Tree Damage - What Insurance Covers and What Homeowners Must Maintain


Recent Windsor–Essex storms have left many homeowners looking more closely at the trees around their property. Learn when fallen-tree damage may be insured and when maintenance and negligence become the homeowner's responsibility.

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Making Your Home Ready for Ageing in Place

Making Your Home Ready for Ageing in Place


Ageing in place means creating a home where you can continue living safely and comfortably as you get older. Planning ahead can make a big difference and some changes should also be discussed with your insurance professional.

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Your Home’s Value Isn’t Its Replacement Cost

Your Home’s Value Isn’t Its Replacement Cost


Your home's selling price and the amount it could cost to rebuild are not the same thing. Here's why Windsor–Essex homeowners should understand the difference between market value and replacement cost.

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