Blog & Articles - Gibb Insurance

Tree Damage - What Insurance Covers and What Homeowners Must Maintain

Tree Damage - What Insurance Covers and What Homeowners Must Maintain


Recent Windsor–Essex storms have left many homeowners looking more closely at the trees around their property. Learn when fallen-tree damage may be insured and when maintenance and negligence become the homeowner's responsibility.

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Making Your Home Ready for Ageing in Place

Making Your Home Ready for Ageing in Place


Ageing in place means creating a home where you can continue living safely and comfortably as you get older. Planning ahead can make a big difference and some changes should also be discussed with your insurance professional.

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Your Home’s Value Isn’t Its Replacement Cost

Your Home’s Value Isn’t Its Replacement Cost


Your home's selling price and the amount it could cost to rebuild are not the same thing. Here's why Windsor–Essex homeowners should understand the difference between market value and replacement cost.

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Are Your Stored Belongings Insured?

Are Your Stored Belongings Insured?


Moving, renovating or running out of room? Before placing your belongings in storage, find out whether your home, condo or tenant insurance will continue to protect them.

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Home Liability Risks - What Every Homeowner Should Know

Home Liability Risks - What Every Homeowner Should Know


Liability claims are one of the most overlooked risks in home insurance. Learn what’s covered, what’s not, and how to better protect yourself.

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