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Potholes and Vehicular Damage

Potholes and Vehicular Damage
If your vehicle has been damaged due to a pothole, you may be eligible for compensation for the repair costs. Here are the steps you can take to seek compensation:

1. Take Photos: Take pictures of the pothole and the damage it caused to your vehicle. This will serve as evidence when you file a claim.
2. Report the Pothole: Contact your local municipality or government transportation department to report the pothole. They may have a process in place for filing claims for damages caused by potholes.
3. Get an Estimate: Take your vehicle to a reputable mechanic to get an estimate for the repair costs. Make sure to get a detailed written estimate that includes the extent of the damage and the cost of repairs.
4. Contact Your Insurance Company: Contact your insurance company to see if your policy covers damages caused by road hazards like potholes. Even if you're not at fault, your insurance company may cover the repair costs under your comprehensive coverage.
5. File a Claim: If your insurance does not cover the damages, you may be able to file a claim with the municipality or government agency responsible for maintaining the road where the pothole was located. Provide them with the photos, repair estimate, and any other relevant documentation.
6. Follow up: Stay in contact with the municipality or government agency to track the progress of your claim. They may require additional information or documentation to process your claim.

Remember that the process for compensation for pothole damage may vary depending on the municipality or government agency involved. It's important to act quickly and follow the necessary steps to increase your chances of getting reimbursed for the repair costs.

If you have any questions about claiming damage due to a pothole, please reach out to Gibb Insurance: 519-736-8228