We have seen in the last few years flooding across all of Windsor and Essex County, causing significant damage, loss and frustration. There is an insurance option available to Ontario homeowners to help: Overland Flood Insurance.
Many homeowners currently purchase coverage for “sewer backup”, which covers damage in a home in the event of a backup from a sewer, sump pump or septic system. Overland Flood insurance provides coverage in the event that water enters your home from doorways, windows or over foundation walls.
It’s important to note that not all insurance companies offer this coverage option, and not all homeowners will qualify.
If you would like to further discuss Overland Flood insurance, please reach out to us. 519-736-8228 or email:
chris@gibbinsurance.ca