Today, we’re diving into a topic that may not affect some or be a complete hassle to other homeowners: Kitec plumbing.
What is Kitec Plumbing?
Kitec plumbing was a popular choice for residential water pipes between 1995 and 2007. Recognized for its affordability and flexibility, it was widely installed in homes across Ontario. Comprised of flexible, composite pipes with aluminum tubing and a plastic coating, Kitec was initially lauded as an innovative solution. However, it didn't take long for serious issues to emerge.
How to Identify Kitec Plumbing
Identifying Kitec plumbing is relatively straightforward. Look for pipes that are often orange in colour for hot water lines and blue for cold water. The word "Kitec" and its fittings may bear the markings “KTC,” “PlumbBetter,” or “IPEX.” Also, manufacturers recommended checking under kitchen sinks or near your water heater for quick visibility.
Prevalence in Ontario
It’s estimated that tens of thousands of homes across Ontario, including many in our own Windsor-Essex County region, were outfitted with Kitec plumbing during its installation years. If your property was built or remodeled during this period, assessing whether Kitec might be present in your home is crucial.
Why Kitec Plumbing is Not Insurable
Kitec plumbing unfortunately developed a notorious reputation for failures due to its propensity to corrode and leak. High water pressure or temperatures beyond what was recommended can exacerbate these issues, potentially leading to devastating water damage. While Kitec is no longer sold, much of it remains active in homes, posing risks to homeowners.
Real-Life Problems Related to Kitec Plumbing
Many have experienced issues with Kitec pipes bursting, leading to extensive water damage. For instance, a homeowner discovered that a burst Kitec pipe had flooded their basement, causing thousands of dollars in damages to carpets and personal belongings.
Insurance companies typically classify Kitec-related damages as a pre-existing condition. Since its potential for failure is recognized and documented, most insurers consider it an at-risk material. Consequently, they exclude coverage for any losses resultant from Kitec plumbing failures.
If you suspect your home has Kitec plumbing, here are the steps you should consider:
Identify and Confirm:
- Check under sinks or near your water heater for visible Kitec markings (e.g., "Kitec," “KTC,” or “IPEX”).
Look for orange or blue pipes, common indicators of Kitec.
Hire a Professional:
- Contact a licensed plumber to conduct a thorough inspection and confirm the presence of Kitec plumbing.
Evaluate Replacement Options:
- Discuss replacement options with your plumber. They can recommend suitable materials and methods.
Contact Your Insurance Broker:
- Inform your insurance broker about the presence of Kitec pipes to understand your policy's implications.
Plan for Replacement:
- Once confirmed, plan for a complete or partial plumbing replacement, prioritizing high-risk areas first.
Cost to Replace Kitec Plumbing:
- The cost to replace Kitec plumbing can vary widely based on factors such as the home's size, layout, finished basement ceilings, and local labor rates. For a 1200 square foot ranch-style home in Ontario, you might expect to pay between $8,000 to $20,000 CAD. Getting specific quotes from local contractors for an accurate assessment is essential.
As your partner in navigating the world of home insurance, Gibb Insurance Brokers urges you to take proactive steps if you suspect your home contains Kitec plumbing.