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Yes, You Need Private Health Insurance if Travelling Out of Province
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Yes, You Need Private Health Insurance if Travelling Out of Province
There is a lot of confusion regarding medical coverage when travelling abroad and out of province. 

Even a quick day trip out of province has the potential to become a financially disastrous outing if you are injured or require medical attention.  

As an example, here are some facts from the Ontario Ministry of Health:

OHIP will pay very limited amounts for physician services and hospital/health facility services, and only if certain conditions are satisfied.  

You are entitled to very limited funding for a certain range of medical services when you are travelling outside of Canada.  

You are strongly advised to purchase additional health insurance every time you leave Canada to cover any expenses in excess of the limited funding provided by OHIP. 

Travel medical insurance can be obtained for a very reasonable cost.While you may have some coverage from your employee sponsored health insurance plan, or your credit card, it's recommended you have the best travel medical insurance you can afford. 

If you’d like more information, please feel free to call our office: 519-736-8228 or click here to get an online quote

Safe travels!