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Essential Boat Safety Tips from Gibb Insurance Brokers
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Essential Boat Safety Tips from Gibb Insurance Brokers
As the warmer months roll in and the boats start hitting the water across Essex County, it’s time for a timely reminder: boating is best enjoyed when it’s done safely. At Gibb Insurance Brokers in Amherstburg, Ontario, we care deeply about our community and your well-being, which is why we’re sharing these important boat safety reminders to help ensure your time on the water is both fun and accident-free.

The Dangers of Drinking and Boating

Enjoying a beverage while boating might seem like a harmless way to relax—but in reality, alcohol and open water are a deadly mix. The Ontario Provincial Police (OPP) report that alcohol was a factor in nearly 40% of fatal boating accidents in Ontario in recent years. Impairment affects judgment, reaction time, and coordination—all of which are critical when operating a watercraft. In Ontario, boating under the influence carries the same legal consequences as driving under the influence: fines, license suspensions, and potential jail time.

Recent Boating Statistics from the OPP

According to the OPP, there were 23 boating fatalities in Ontario in 2023—and the majority of victims were not wearing life jackets. These numbers are a sobering reminder that complacency can be costly.

Always wear a life jacket and make sure there’s one for every passenger on board. It’s not just smart—it’s the law.

The 10-30 Boating Rule is The Law

The 10-30 rule applies to boat speed near shorelines, advising boaters to reduce their speed to 10 km/h when within 30 metres of the shore. This rule is not just a recommendation—it’s part of Ontario boating regulations and is designed to protect both people and property. Operating at high speeds near the shore increases the risk of collisions with swimmers, other vessels, or submerged obstacles, and can create damaging wakes that erode shorelines and disrupt wildlife habitats.

Safe Boat Towing Practices
  • Towing your boat safely starts on land. Here are a few essential reminders:
  • Ensure your trailer lights and brakes are fully operational.
  • Distribute the boat’s weight evenly and secure it with strong, weather-resistant straps.
  • Check tire pressure on your trailer before each trip.
  • Always use safety chains and ensure the hitch is locked securely.
  • Slow down and drive cautiously, especially when navigating corners and rough roads.
Is Your Safety Gear Up to Date?
  • Your boat’s safety equipment is your first line of defense in an emergency. Take the time to inspect and replace:
  • Expired flares and fire extinguishers
  • Life jackets that are damaged or don’t fit passenger
  • First aid kits that are incomplete or outdated
  • Sound signaling devices (like air horns or whistles)
  • Transport Canada requires specific safety equipment based on the size and type of vessel.
Don’t risk a fine—or worse, an emergency without the tools to manage it.

Have You Updated Your Boat Insurance?

Boating season is also a great time to review your boat insurance policy. Have you added new electronics, upgraded your motor, or made modifications that increase the boat’s value? If so, let us know. At Gibb Insurance Brokers, we’ll help ensure your policy reflects the true value of your investment—and that you’re covered for liability, theft, accidents, and more.

We love seeing our community enjoying the beautiful waters around Amherstburg. Just remember—the best boating days end safely at shore. Stay informed, stay prepared, and have fun out there!

For help updating your boat insurance or for more tips, contact Gibb Insurance Brokers 519-736-8228