Blog & Articles - Gibb Insurance

What's Important When Purchasing a New Car

What's Important When Purchasing a New Car
There are many factors to consider when buying either a brand new or a used car. 

What’s important to you?

In the 2019 JD Power and Associates Initial Quality Study, “expected reliability” tops the list (and has for many years), as the most important factor when buying a new vehicle. 

Expected reliability is related to the vehicle performing well and not requiring repairs. Purchasers expect a new vehicle to be problem-free for 3 years. The reliability of a car also affects the resale value. 

Other factors important to the vehicle purchase decision: 

  • Exterior styling
  • Previous brand model and experience
  • Reputation and reviews
  • Ride and handling
  • Price or payment Safety
  • Fuel economy/range
  • Quality of workmanship 
It is however noteworthy that not many people would purchase a very reliable vehicle, with a great reputation, reviews, ride and handling if they find the exterior unattractive

When purchasing a new car, only you can decide what’s important. There’s a wealth of information available online to help you make an informed decision. Speaking with family members and friends about their experience is helpful as is understand the incentives offered by the dealer (such as low cost, long-term maintenance packages to help keep your vehicle running well).

Helpful resources:

Speak to your insurance professional before making a purchase!


Your insurance premium will be affected by the type and make of the vehicle you choose. Either higher or lower insurance premiums may be a factor when budgeting for a new vehicle.  

If you’re in the market for a new vehicle and have narrowed your choice down to a few, please give us a call for a friendly, free, no-obligation quote; we’re here to help. 519-736-8228 Or click here to start your online quote