Blog & Articles - Gibb Insurance

Know the Insurance Risks When Lending Your Vehicle

Know the Insurance Risks When Lending Your Vehicle


Occasionally lending your car to a friend or family member may be perfectly acceptable in Ontario, but regular use can affect your insurance. Here's what vehicle owners should know before handing over the keys.

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How Vehicle Modifications Impact Your Insurance Premiums and Coverage

How Vehicle Modifications Impact Your Insurance Premiums and Coverage


Thinking of modifying your vehicle for style, performance, or accessibility? These changes may impact your insurance premiums and coverage. Always consult with your insurance professional to keep protected

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Why Your Home Address Matters for Ontario Auto Insurance

Why Your Home Address Matters for Ontario Auto Insurance


Address misrepresentation isn't always intentional, but it can still lead to denied claims, cancelled policies, and higher premiums. Here's why notifying your insurance broker after a move is so important.

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When Removing Optional Auto Benefits Makes Sense and When It Doesn’t

When Removing Optional Auto Benefits Makes Sense and When It Doesn’t


Optional accident benefits are changing in Ontario. While some drivers may safely reduce coverage, others could face serious financial gaps. Understanding your situation is key before making any changes.

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A Change to Auto Accident Benefits - What You Need to Know

A Change to Auto Accident Benefits - What You Need to Know


Big changes are coming to Ontario auto insurance on July 1, 2026. You’ll soon have the option to customize certain accident benefits, but your current coverage won’t change unless you choose to update it. Know your options before you decide.

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