Blog & Articles - Gibb Insurance

Hidden Household Hazards - Small Issues That Can Lead to Big Insurance Claims

Hidden Household Hazards - Small Issues That Can Lead to Big Insurance Claims


Overloaded outlets, expired CO detectors, and blocked dryer vents; These small oversights can lead to big damage. Learn how to spot hidden hazards in your home before they turn into costly insurance claims.

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Home Renovations and Insurance - Communication Is Key

Home Renovations and Insurance - Communication Is Key


Only 47% of Canadian homeowners notify their insurance provider about major renovations, leaving many exposed to coverage gaps and denied claims. Learn why keeping your insurer informed should be part of every renovation plan.

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Why Your Insurance Rates May Be Different From Your Neighbour’s

Why Your Insurance Rates May Be Different From Your Neighbour’s


Your neighbour’s insurance premium might not match yours—even if you drive the same car or live on the same street. Here’s why rates are personal, not identical.

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Understanding Liability Risks at Home

Understanding Liability Risks at Home


From dog bites to backyard pool accidents, Ontario homeowners face real liability risks. Without enough insurance, a lawsuit could cost more than just legal fees; it could impact your financial future.

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Undisclosed Risks Can Void Your Home or Tenant Insurance

Undisclosed Risks Can Void Your Home or Tenant Insurance


Think your home insurance covers everything? Think again. Undisclosed risks such as undeclared tenants, short-term rentals, or home businesses, can lead to denied claims. Learn the most common reasons a claim may be denied

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